Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Jake Funding ("we," "us," or "our") concerning your access to and use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

2. Our Services

Jake Funding operates as an independent marketing and referral partner. We provide:

• Educational content and resources about business funding
• A platform to connect business owners with lending partners
• Referral services to our network of preferred lenders

Important Disclosure: We are NOT a lender. We do not make credit decisions, provide loans, or guarantee funding approval. When you submit an application through our platform, you will be connected with third-party lending partners who will independently evaluate your application. We receive compensation for successful referrals to our lending partners.

3. User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into binding contracts
• Operate a legitimate business or have the intent to start one
• Provide accurate and truthful information
• Not be prohibited from using our services under applicable law

4. User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information in all applications and communications
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes
• Not attempt to interfere with or disrupt our website or services
• Not use automated systems or software to extract data from our website
• Comply with all applicable laws and regulations

5. Application Process and Lending Partners

When you submit a funding application through our platform:

• Your information will be shared with one or more lending partners in our network
• Each lending partner will independently evaluate your application using their own criteria
• You may be contacted directly by lending partners with funding offers
• You are under no obligation to accept any offer presented to you
• Any agreement you enter into will be directly between you and the lending partner
• We are not responsible for the terms, conditions, or actions of our lending partners

6. No Guarantee of Funding

We do not guarantee that you will be approved for funding or receive any particular loan terms. Approval decisions are made solely by our lending partners based on their individual underwriting criteria. Factors that may affect approval include but are not limited to: credit history, business revenue, time in business, industry type, and other financial factors.

7. Intellectual Property Rights

All content on our website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Jake Funding or its content suppliers and is protected by intellectual property laws. You may not:

• Reproduce, distribute, or create derivative works from our content without permission
• Use our trademarks or branding without authorization
• Remove or alter any copyright or proprietary notices

8. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE MAKE NO WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT OR INFORMATION PROVIDED THROUGH OUR SERVICES.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JAKE FUNDING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM: (A) YOUR USE OR INABILITY TO USE OUR SERVICES; (B) ANY UNAUTHORIZED ACCESS TO OR USE OF YOUR INFORMATION; (C) ANY CONDUCT OR CONTENT OF THIRD PARTIES, INCLUDING LENDING PARTNERS; OR (D) ANY FUNDING AGREEMENTS YOU ENTER INTO WITH LENDING PARTNERS.

10. Indemnification

You agree to indemnify, defend, and hold harmless Jake Funding and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with: (a) your access to or use of our services; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any information you provide through our services.

11. Third-Party Links and Services

Our website may contain links to third-party websites, including our lending partners' sites. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your interactions with third-party websites are governed by their respective terms and policies.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use our services will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court to prevent irreparable harm.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at: